Don’t Let Your Relationship Status Stop You From Buying a Home!

Are you often asked the most annoying questions like, “Why are you still single?”, “When are you going to get married?”, “Don’t you get envious whenever your friends get married?” and “How will you be able to buy a house if you’re single?”. These questions definitely hit the nerve all the time.

However, never let insecurities swallow you whole! Even though you are single; and you don’t have someone to share your home with or someone to help you with your mortgage payment, never think that you are not capable of getting a home of your own like couples do.

Being single is actually a best time to invest! Why? One, you still don’t have a baby that you need to feed. Two, in connection with the number one, your savings and your money won’t be allotted on expensive milk, vitamins, diapers, clothes and other baby stuff. Your money is only yours and yours only.

Hence, veer away from buying pricey clothes and shoes. Avoid going to bars just to socialize and get drunk. Start calculating your savings and your income! If you can make ends meet, then go ahead and invest on a home.

However, if you are a first time homebuyer, you might be asking, “What should I consider when buying a home?”

Definitely, affordability is on the top spot. What if you got sick or you lost your job? It will be difficult for you to pay the down payment and monthly amortization especially that you handle things on your own. Thus, you must get the best home that you can afford – a low-cost home (link to Lumina). It might be small and simple but it is comfortable and homey. It is also a great and most secure long-term investment.

However, to ensure property appreciation, your home should be located strategically in a place near your job, other commercial and business centers, schools, hospitals and places of worship. You should also consider the stability and longevity of your future home. It must be able to withstand unpredictable calamities and disasters.

But, hey! Let’s still keep our fingers crossed to the possibility that you will be able to change your status from ‘single’ to ‘in a relationship’; to even ‘engaged’ to ‘married’. When that magical moment comes, and you have decided to move in to a bigger home, don’t worry, your investment will not be put into waste because you can have your home rented.

So woman, if I were you, I will take that big leap! There is nothing more satisfying than getting a home with your own savings and hard-earned money. Never let your friends or anyone, single you out again from the “homebuyers’ society”. Prove to them that you are more than just a pretty face; you are smart, responsible and competent!



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